| Code | Description | How To Win |
|---|---|---|
| 30 | Services Not Provided or Merchandise Not Received | |
| 41 | Cancelled Recurring Transaction | |
| 53 | Not as Described or Defective Merchandise | |
| 57 | Fraudulent Multiple Transactions | |
| 60 | Requested Copy Illegible or Invalid | |
| 62 | Counterfeit Transaction | |
| 70 | Account Number on Exception File | |
| 71 | Declined Authorization | |
| 72 | No Authorization | |
| 73 | Expired Card | |
| 74 | Late Presentment | |
| 75 | Cardholder Does Not Recognize Transaction | |
| 76 | Incorrect Transaction Code | |
| 77 | Non-Matching Account Number | |
| 78 | Ineligible Transaction (International only)/ Service Code Violation | |
| 79 | Non-receipt of Sales Draft | |
| 80 | Incorrect Transaction Amount or Account Number | |
| 81 | Fraudulent Transaction – Card-Present Environment | |
| 82 | Duplicate Processing | |
| 83 | Fraudulent Transaction – Card-Absent Environment | |
| 85 | Credit Not Processed | |
| 86 | Paid By Other Means | |
| 90 | Non-Receipt of Cash or Load Transaction Value at ATM or Load Device | |
| 93 | Visa Fraud Monitoring Program | |
| 96 | Transaction Exceeds Limited Amount |
