American Express Reason Codes

The Amex Credit Card from American Express is one of the only cards on the market that gives you a bonus based on how often you use it. You’ll earn Membership Rewards points, which you can redeem for any transactions.
CodeDescriptionHow To Win
A01Charge Amount Exceeds Authorization Amount
A02No Valid Authorization
A08Authorization Approval Expired
P01Unassigned Card Number
P03Credit Processed as Charge
P05Incorrect Charge Amount
P07Late Submission
P08Duplicate Charge
P22Non-Matching Card Number
P23Currency Discrepancy
C02Credit Not Processed
C04Goods/Services Returned or Refused
C08Goods/Services Not Received or Only Partially Received
C14Paid by Other Means
C28Canceled Recurring Billing
C31Goods/Services Not as Described
C32Goods/Services Damaged or Defective
F10Missing Imprint
F14Missing Signature
F22Expired or Not-Yet Valid Card
F24No Cardmember Authorization
F29Card Not Present
FR2Fraud Full Recourse Program
FR4Immediate Chargeback Program
FR6Partial Immediate Chargeback Program